Kimberly Smith
Mortgage Consultant

It is my mission is to provide you with more than just a mortgage.

My Realtor and builder partners refer me to their clients because of my commitment, persistence and integrity. I am committed to keeping pace with the rapidly changing real estate and home finance FHA, VA, CalPERS, CalSTRS, 203(k) Streamline, USDA Rural Housing, and general conventional markets. I am committed to maintaining expertise in our current market challenges of foreclosure and short sale transactions. I am committed to reducing and eliminating unpleasant surprises. I am persistent to develop creative, yet responsible, solutions so that every transaction closes successfully in escrow. I am committed and persistently loyal to each of my referral partners, to my local real estate market and to my employer.

My existing clients refer me to their friends and family members because of my enthusiasm and optimism. I enthusiastically work for investors because I believe the best investment on Earth is earth. Also, I am optimistic that anyone can focus and achieve the American Dream, which is to purchase a home of their own. I assist my clients, investors and homeowners with credit enhancement, budget counseling, rental analysis, job placement, and other financial services and encouragement, as needed.

Please feel free to give me a call at 661-978-2997 or send me an e-mail. It will be my pleasure to work for you by creating a custom solution for your unique financing situation, whether that is the purchase of earth, grasping the American Dream or refinancing your American Dream. It is my mission is to provide you with more than just a mortgage.

NMLS ID #CA-DOC267828