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Refinancing Your Home
Is now a good time to refinance your home? Use this calculator to compare your existing loan with another loan to determine if refinancing is a cost effective option based on your primary refinancing objective.
Click here to show optional fields
Information about your existing loan
Loan Amount:
Loan Term:
(years)
30
25
20
15
10
Interest Rate:
(percentage)
Closing Date:
Information about your proposed loan
Loan Term:
(years)
30
25
20
15
10
Interest Rate:
(percentage)
Appraised Value:
Property Tax:
(per year)
Homeowners Insurance:
(per year)
Discount Points:
(percentage)
Origination Fee:
(percentage)
Other Closing Costs:
Cash amount you want to receive:
Note: not all loan programs support this feature, leave blank if you only wish to refinance your existing balance and the closing cost associated with the new loan.
Federal Tax Rate:
15%
28%
31%
36%
39.6%
Earnings rate on savings:
(percentage)
Years To Compare:
Appreciation Rate:
(percentage)
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Rate and accuracy of this calculator and its applicability to your circumstances are not guaranteed. You should obtain personal advice from one of our mortgage consultants.
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